Senior Client Onboarding Analyst

Clear Junction is a global payments company licensed and regulated by the FCA in the UK. It offers regulated end-to-end payment solutions based on proprietary in-house technology. The company's infrastructure is designed to meet the growing needs of global financial companies.

Founded in 2016, Clear Junction has seen double-digit growth year over year, with over 130 fintech professionals now based across the UK and mainland Europe. As the fastest-growing, founder-led, privately owned business in the UK, Clear Junction is ranked number one in the FEBE Growth 100 list. We have also recently been named one of the fastest-growing privately held companies in The Sunday Times 100 List.

We are seeking a Senior Client Onboarding Analyst to lead due diligence on key accounts, ensure compliance with AML and financial crime regulations, and mentor team members. If you have a strong background in client onboarding, risk assessment, and regulatory compliance, we encourage you to apply.

Key Responsibilities

• Client Onboarding & Due Diligence: Conduct risk assessments, client screenings (sanctions, PEP, adverse media), and due diligence for new and existing clients applying for new products.
• Compliance & Risk Management: Serve as the first line of defence, advising on AML, FinCrime, and sanction risks. Escalate concerns and contribute to monitoring, transaction screening, and compliance control implementation.
• Stakeholder Engagement: Join internal and client meetings to assess risks, support Relationship Managers (RMs), and educate teams on compliance requirements.
• Mentorship & Training: Act as a mentor for new and existing team members, guiding compliance best practices.
• Policy & System Enhancement: Contribute to developing compliance policies and suggest improvements for CRM and onboarding tools.
• Documentation & Reporting: Maintain accurate records, ensure audit trails, and participate in regulatory training sessions.

Key Competencies & Experience Required

• Strong knowledge of AML, CFT, and financial crime regulations.
• Expertise in client due diligence (CDD) and enhanced due diligence (EDD).
• Ability to assess and mitigate sanctions, PEP, and adverse media risks.
• Excellent communication and stakeholder management skills.
• Experience in mentoring and training team members.
• Strong analytical and problem-solving abilities.
• High attention to detail and accuracy in documentation.
• Ability to work independently and collaborate across teams.

Desirable Skills

• Experience in financial services, fintech, or banking.
• Familiarity with CRM tools and onboarding software.
• Knowledge of regulatory frameworks across different jurisdictions.
• Strong understanding of risk management and compliance controls.

• Access to the Company Bonus Scheme.
• 25 days holiday (plus bank holidays)
• Life assurance and critical illness protection
• Private medical after probation period (including Dental Cover and Cashback Plan)
• EAP Support
• Enhanced Pension Scheme (Salary Sacrifice)
• Hybrid Working (minimum 3 days a week in the London office)
• Work in a friendly, growing team